Alexandre Leal (er/ihm)

Experienced Risk & Payments Operator | Looking to Join Fintech / Lending / Regtech as Co‑Founder

Director / Head of Credit Risk in payments with 10+ years in credit, fraud and AML across Europe and LatAm. Built multi‑country risk frameworks, automated underwriting/KYC and worked closely with tech and data teams.

Looking to join an early‑stage fintech/lending/regtech team as co‑founder or fractional Head of Risk/Ops. Focus on Germany/EU, remote‑friendly, products in consumer or SME lending, cards, BNPL, or risk/compliance tooling.

I bring deep credit risk and fraud expertise, EU/BaFin experience, and a track record of building scoring, policies and processes from scratch. I translate regulation into product and operations and de‑risk new lending models.